Gumroad is a creator-first e-commerce platform in 2026 for selling digital products, memberships, courses, subscriptions, and more with zero upfront costs. It offers simple setup, customizable storefronts, automated payouts (weekly to bank), flexible payments (one-time/recurring), and tools for creators to monetize ebooks, brushes, templates, video lessons, etc. 10% + $0.50 flat fee per direct sale (30% for marketplace discovery), no monthly fees—ideal for indie creators, artists, writers, and side-hustlers building passive income.